Top Chart – Health Insurance Plan Counts Approved by Colorado Division of Insurance
Plan counts displayed are the plans to be offered on the Colorado Exchange only.
Bottom Chart – Medical Insurance Premium Summary For Plans Approved by Colorado Division of Insurance for 2014
Premiums are monthly, per individual, and are based on a 40-year-old non-smoker, except for the catastrophic premiums. The
catastrophic premiums shown are based on a 27-year-old non-smoker. Catastrophic coverage has lower premiums and is designed
for individuals under 30 or those 30 and over who meet certain financial eligibility requirements.
Two key factors account for the variability of the premiums within the coverage levels of bronze (60% of costs paid by the plan), silver
(70%), gold (80%), platinum (90%) and catastrophic.
1. Geography– The range shown for each level includes rates submitted for plans across all regions of the state. Some regions
have higher healthcare costs, leading to higher health insurance costs in those regions.
2. Plan Design– Within each level of coverage, there is variability among deductibles, co-payments and out-of-pocket
maximums. These differences provide more choices for consumers.
Here is a link to the Colorado DORA site with links to the released documentation – Click HERE
These charts are interactive, so hold your mouse over the column and the actual values will display!